Navneet Pandey
Singapore, Singapore
npandey057@gmail.com
89476520
nav16
nav16

Lead Software Engineer with 10+ years of experience building and scaling fintech and insurtech platforms. Specialized in distributed systems, microservices, and cloud-native architectures using Ruby, Go, and Java. Proven track record of owning platform-level architecture, driving cross-team technical initiatives, and influencing long-term system design decisions.

Experience

Lead Software Engineer
November 2021
 — 
Present
Coverwallet (AON)

Insurtech platform serving SMB customers across the US, Australia, Spain etc.

  • Lead engineer owning platform architecture and end-to-end delivery for Australia policy workflows across multiple teams.
  • Promoted from Senior Software Engineer to Lead Software Engineer in July 2024.
  • Led development of microservices for platform v2.0, reducing agent operational work by 30% and lowering Salesforce licensing costs.
  • Designed and architected new product capabilities from inception, integrating third-party services and improving system efficiency by 35%.
  • Managed and mentored a team of engineers, improving delivery velocity by 20% through strong technical ownership.
Senior Software Engineer
October 2020
 — 
November 2021
ADDX

Private market investment platform on blockchain handling secure financial transactions.

  • Designed microservices for bank deposit and withdrawal workflows, resulting in 40% faster transactions with improved reliability.
  • Improved system performance by experimenting with Ruby memory allocators under production workloads.
  • Built scalable Go services and decomposed monolithic components into independent microservices.
  • Worked extensively with gRPC, RabbitMQ, and AWS-based infrastructure.
Team Lead
January 2019
 — 
October 2020
MobiKwik

Large-scale fintech and digital payments platform.

  • Led the wealth engineering division delivering multiple investment products at scale.
  • Promoted to Team Lead, managing a team of 6 engineers.
  • Designed and launched financial products such as Fixed Deposits and Digital Gold through third-party integrations.
  • Built Go and Java Spring Boot starter services to standardize microservice development, reducing setup time by 70%.
  • Implemented CI/CD pipelines using GitLab, cutting release time by 40%.
  • Introduced centralized error monitoring using Sentry, improving real-time issue visibility and resolving incidents 60% faster.
Lead Developer
August 2018
 — 
December 2018
Clearfunds

Mutual fund investment platform later acquired by MobiKwik.

  • Led integration of Clearfunds mutual fund platform into the MobiKwik app, directly contributing to acquisition.
  • Scaled platform from 10,000 to 700,000 users within 4 months, enabling 12x growth.
  • Owned API design and implemented HMAC-based authentication for third-party integrations.
  • Managed a cross-functional team of developers and QA engineers.
Software Engineer
February 2016
 — 
August 2018
Cybrilla Technologies

Fintech platform company building API-driven financial infrastructure.

  • Designed and built a multi-tenant PaaS platform that became the backbone for multiple fintech companies in India.
  • Delivered large-scale fintech and insurance products including MetalStreet and PolicyAdvisor.
  • Worked across frontend and backend stacks using Rails, Vue.js, React, and WebSockets.
Associate Software Engineer
September 2014
 — 
February 2016
Accenture Technologies

Global consulting and technology services firm.

  • Built reusable internal modules to standardize development and reduce duplication.
  • Migrated legacy zip-based code deployments to version control, reducing delivery time by 80%.

Projects

Docly
Present
 — 
Present

Secure document-sharing platform using smart links instead of attachments.

AlgoViz
Present
 — 
Present

Learning platform to visualize data structures and algorithms with multi-language code execution.

Education

Guru Gobind Singh Indraprastha University
September 2010
 — 
June 2014
Bachelor of Technology (BTech) in Computer Science

Skills

Languages:
Ruby, Go, Java, JavaScript
Frameworks:
Ruby on Rails, gRPC, Spring Boot
Architecture:
Microservices, Distributed Systems, DDD, Event-driven Architecture, Platform Engineering
Databases:
PostgreSQL, MySQL, MongoDB, Redis
Cloud & DevOps:
AWS, GCP, Docker, Kubernetes, CI/CD
Practices:
System Design, Mentoring, Agile Scrum