Navneet Pandey
Singapore, Singapore
npandey057@gmail.com
89476520

Lead Software Engineer with 10+ years of experience building and scaling fintech and insurtech platforms. Expert in distributed systems, microservices, and cloud-native architecture, with hands-on experience integrating AI/LLM-powered systems including RAG pipelines and internal developer tooling. Proven track record of delivering high-impact platforms, optimizing performance, and reducing operational complexity. Technically strong leader who owns systems end-to-end and mentors engineers.

Experience


Lead Software Engineer
November 2021
 — 
Present
Coverwallet (AON)

Insurtech platform serving SMB customers across the US, Australia, Spain etc.

  • Enhanced AI-powered internal tooling and knowledge base by introducing agentic design patterns, improving system reliability and usability, reducing incident resolution time by 65% and onboarding time from 2 weeks to 3 days
  • Led end-to-end delivery of Australia insurance policy workflows, coordinating 4 backend and 2 product teams across 3 time zones, and building scalable APIs supporting internal systems, partner integrations, and millions of policy events annually.
  • Defined and drove the CW Platform v2.0 microservices architecture, eliminating 40% of manual underwriting and agent operations and reducing policy issuance latency by ~30%; established service boundaries, API contracts, and domain-driven design standards adopted across teams
  • Built and ran structured engineering planning processes across 3 consecutive quarters, lifting team delivery velocity by ~25%; mentored 3 engineers into independent ownership of complex subsystems.
Senior Software Engineer
October 2020
 — 
November 2021
ADDX

Private market investment platform on blockchain handling secure financial transactions.

  • Architected microservices for bank deposit and withdrawal workflows processing $2M+ in monthly transactions, achieving 40% faster settlement and driving failure rates below 0.1%
  • Extended the core trading engine to support IOC and FOK order types, enabling institutional-grade execution for 5,000+ active investors; delivered zero-defect rollout coordinated with compliance and QA.
  • Led monolith decomposition into 6 independent Go microservices, enabling independent deployment and scaling at 2x throughput with significantly reduced release risk.
Team Lead
January 2019
 — 
October 2020
MobiKwik

Large-scale fintech and digital payments platform.

  • Led a team of 8 engineers to launch Fixed Deposit and Digital Gold investment products to 1M+ users within 6 months, from architecture through production.
  • Designed Go and Java Spring Boot service templates standardizing microservice scaffolding across 12 teams, reducing new service setup time by 70% and became the de facto engineering standard org-wide.
  • Established GitLab CI/CD pipelines that cut average release cycle from 5 days to under 2 days across 20+ services, achieving a 60% improvement in deployment frequency.
  • Implemented Sentry-based centralized observability, reducing mean time to resolution by 80% and enabling proactive incident response across the wealth engineering division.
Lead Developer
August 2018
 — 
December 2018
Clearfunds

Mutual fund investment platform later acquired by MobiKwik.

  • Architected and delivered the MobiKwik platform integration that directly enabled the acquisition.
  • Scaling the user base from 10,000 to 700,000 in 4 months - a 70x growth.
  • Designed and implemented HMAC-based API authentication securing 5+ third-party integrations with zero post-launch incidents; owned full API contract design.
  • Managed a cross-functional team of developers and QA engineers.
Software Engineer
February 2016
 — 
August 2018
Cybrilla Technologies

Fintech platform company building API-driven financial infrastructure.

  • Designed and built a multi-tenant PaaS platform that became the backbone for multiple fintech companies in India.
  • Delivered large-scale fintech and insurance products including MetalStreet and PolicyAdvisor.
  • Worked across frontend and backend stacks using Rails, Vue.js, React, and WebSockets.
Associate Software Engineer
September 2014
 — 
February 2016
Accenture Technologies

Global consulting and technology services firm.

  • Built reusable internal modules to standardize development and reduce duplication.
  • Migrated legacy zip-based code deployments to version control, reducing delivery time by 80%.

Projects


Docly
Present
 — 
Present

Secure document-sharing platform using smart links instead of attachments.

AlgoViz
Present
 — 
Present

Learning platform to visualize data structures and algorithms with multi-language code execution.

Education


Guru Gobind Singh Indraprastha University
September 2010
 — 
June 2014
Bachelor of Technology (BTech) in Computer Science

Certificates


Agentic AI
April 2026
DeepLearning.AI
Master's in Artificial Intelligence
Present
 — 
Present
Udacity

Skills


Languages:
Ruby, Go, Python, JavaScript
Frameworks:
Ruby on Rails, gRPC, Spring Boot
Architecture:
Microservices, Distributed Systems, Domain-Driven Design, Event-driven Architecture, Platform Engineering
Databases:
PostgreSQL, MySQL, MongoDB, Redis
Cloud & DevOps:
AWS, GCP, Docker, Kubernetes, CI/CD
AI & ML:
LLM Integration, RAG Pipelines, Agentic AI
Leadership:
Team Management, Mentoring, Strategic Planning